I Want Funds
To Boost My Business
Join over 40 000 businesses across SA who have accessed our capital
to power their ambitions
Apply Online: Fill out our application, send us proof of residence, your supplier statements and 12 months bank statements - its that simple!
Apply Online: Fill out our application, send us proof of residence, your supplier statements and 12 months bank statements - its that simple!
Is Merchant Capital
The Right Choice For
My Business Funding?
Apply today, get access to funds in 48hrs
No collateral required
Flexible & affordable repayments
Quick & easy online application for funding
Use funds as you see fit
Great people, great service
Reach your business goals, then make new ones
Use our business funding calculator to work out what your potential repayments could be
How much are you
looking for?
How long do you want
to pay it off?
1
month
3
months
6
months
9
months
12
months
Daily Repayment
R
Monthly Repayment
R
Total Repayment
R
This is an indicative amount only. All offer amounts and costs are based on your monthly turnover and credit standing
Start your application
I have R50 000 or more per month in turnover
I am a South African citizen or have a guarantor
I own a business that has traded for at least 12 months
Show Me
How It Works
1.
Apply Online: Fill out our application, send us proof of residence, your supplier statements and 12 months’ bank statements - it's that simple!
2.
Get Feedback: We'll review your application and give you a custom financing solution - it's that easy!
3.
Direct Funds: Once approved, you'll receive funds directly in your account within 24 hours - it's that fast!
Your vision, your business, your funds
"Having some money is never enough when you are starting a business"
Meet Charlotte Ramaruno, the owner of the Spar Strubensvalley, hear how she partnered with Merchant Capital to make things work, right in the middle of covid
"They have a concept that really worked for me"
Hear how 1 phone call helped Theo Holiasmenos, co-owner of Mondena, get back on track after a rough time of no trading
"A specialised approach to funding"
For 9 years Merchant Capital has been there Janine Baum, owner of Lingerie and Leisure, enabling access to funding when she needed money the most - this has kept is going and growing
Merchant Capital
Big enough to back your business dreams, small enough to care
Since our inception in 2012, we’ve invested over R8 billion into South African businesses' ambitions to fund their dreams.
Simple Application Process:
Apply in minutes, not days.
Fixed Costs:
Set cost not linked to interest rate fluctuations.
Custom Financing Solutions:
Tailored to fit your business needs.
Quick Approval
Get an obligation-free offer within 24 hours. Access funds faster than traditional lending institutions.
Transparent Communication:
You know what your business needs to succeed. We want to help you get there.
Premium Service:
A dedicated team of funding experts ready to take care of your working capital needs.