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01 UPFRONT CASH ADVANCES
Based on your monthly card transactions.

02 PAY AS YOU TRADE
We take an agreed % of all future card sales, big or small, until your advance is fully paid off.

03 FLEXIBLE PAYMENTS
When business is slow, you pay less. When it’s booming, you pay off your advance that much faster.

HOW IT WORKS

No
hidden costs
80% of our
clients renew
No need to
pledge assets
Flexible
payment terms
Funding in
48 hours
Quick and easy
online application
Personalised
service
Simple assessment
process

DO I QUALIFY?

The Merchant Capital process follows a unique PAY-AS-YOU-TRADE system, ideal for business owners who have a monthly average of over R30 000 in card sales and have been operating for over 6 months.

TESTIMONIALS

THEMBA MTHETWA
OWNER, THE GALLERY

“My store, The Gallery, is a fashion boutique for men – customers view us as fashion consultants and keeping the latest designers and trends on the shop floor is key. By taking out The Merchant Capital product, I was able to replenish our stock without losing any sleep over fixed payment commitments.The guys from Merchant Capital were great. And, with a small percentage going off my card sales every day, I’ve been able to focus my energies on giving my customers the superior personal customer service and styling they demand.”

THEMBA_MTHETWA
OUR MERCHANTS
Wiesenhof
Sorbet
Seattle Coffee
Sasol
RJs
Pharmacy
Mochachos
Mike's Kitchen
Kauai
Karoo
Jimmy's
Dream Nails
DIY Depot
Ciao Baby Cucina
Cappello
Built It
Engen
Caltex
Pick n Pay
Debonairs
Spar
Nando's
Shell
Placecol
NWJ
Total
Romans Pizza

01// GET
STARTED

02// RECEIVE
APPROVAL

03// GET
FUNDED

APPLYING IS SIMPLE
GET PRE-APPROVED IN 24 HOURS

GET STARTED

COMPLETE THE FORM BELOW FOR A NO-OBLIGATION PRE-APPROVAL.

01 // ABOUT YOU






02 // ABOUT YOUR BUSINESS











03 // FUNDING

HOW MUCH DO YOU WANT?


WHAT DO YOU NEED IT FOR?





04 // WE KNOW YOU'RE BUSY

WHEN WOULD BE MOST CONVENIENT FOR US TO CALL?



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