Your time as an entrepreneur is a priceless resource and that’s why our process is simple. Our SME Cash Advance provides you with short-term lending for long-term value.


What is the
merchant cash advance?
A merchant cash advance is a type of business funding that helps businesses gain access to the cash they need in a flexible way. An MCA can be used by retail, wholesale, distribution, service and manufacturing businesses that receive regular payments from multiple customers.
Quite often, these advances are used for business enhancing projects like bulk stock purchases, opening new locations or renovations. In contrast to other types of lending, there is minimal paperwork involved and quick turnaround times.

Complete
application
Either online or in person

Receive
approval
Get pre-approved within 24 hours

Get
funded
As quick and simple as that



How can you use a cash advance in your business?
How is the cash advance repaid?
An MCA can be repaid as a percentage of your card swipes (which means if you don't trade you don't pay) or via daily or weekly debit order. When we assess your business we will choose the ideal repayment method for your business type.

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Testimonials
Ronel Crouse
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Franchisee, Sorbet
“There was a chance for me to purchase a third Sorbet store, but I needed the money urgently and didn’t have it. I called Merchant Capital immediately. I really liked the way they explained everything – they understood my plans and vision, and what I needed. In practice, the application process was quick and easy. There was no hard work for me. No red tape or supplying future projections. They could even draw my merchant statements.
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Testimonials
Ronel Crouse
-
Franchisee, Sorbet
“There was a chance for me to purchase a third Sorbet store, but I needed the money urgently and didn’t have it. I called Merchant Capital immediately. I really liked the way they explained everything – they understood my plans and vision, and what I needed. In practice, the application process was quick and easy. There was no hard work for me. No red tape or supplying future projections. They could even draw my merchant statements.
-
Testimonials
Ronel Crouse
-
Franchisee, Sorbet
“There was a chance for me to purchase a third Sorbet store, but I needed the money urgently and didn’t have it. I called Merchant Capital immediately. I really liked the way they explained everything – they understood my plans and vision, and what I needed. In practice, the application process was quick and easy. There was no hard work for me. No red tape or supplying future projections. They could even draw my merchant statements.
-
Testimonials
Ronel Crouse
-
Franchisee, Sorbet
“There was a chance for me to purchase a third Sorbet store, but I needed the money urgently and didn’t have it. I called Merchant Capital immediately. I really liked the way they explained everything – they understood my plans and vision, and what I needed. In practice, the application process was quick and easy. There was no hard work for me. No red tape or supplying future projections. They could even draw my merchant statements.
-
Testimonials
Ronel Crouse
-
Franchisee, Sorbet
“There was a chance for me to purchase a third Sorbet store, but I needed the money urgently and didn’t have it. I called Merchant Capital immediately. I really liked the way they explained everything – they understood my plans and vision, and what I needed. In practice, the application process was quick and easy. There was no hard work for me. No red tape or supplying future projections. They could even draw my merchant statements.
