01 UPFRONT CASH ADVANCES
Based on your monthly card transactions.
02 PAY AS YOU TRADE
We take an agreed % of all future card sales, big or small, until your advance is fully paid off.
03 FLEXIBLE PAYMENTS
When business is slow, you pay less. When it’s booming, you pay off your advance that much faster.
HOW IT WORKS
No
hidden costs
80% of our
clients renew
No need to
pledge assets
Flexible
payment terms
Funding in
48 hours
Quick and easy
online application
Personalised
service
Simple assessment
process
DO I QUALIFY?
The Merchant Capital process follows a unique PAY-AS-YOU-TRADE system, ideal for business owners who have a monthly average of over R30 000 in card sales and have been operating for over 12 months.
I AM A RETAIL BUSINESS OWNER
I HAVE BEEN IN OPERATION FOR MORE THAN 12 MONTHS
I HAVE A MONTHLY AVERAGE OF OVER R30 000 IN CREDIT AND DEBIT CARD SALES
TESTIMONIALS
THEMBA MTHETWA
OWNER, THE GALLERY
“My store, The Gallery, is a fashion boutique for men – customers view us as fashion consultants and keeping the latest designers and trends on the shop floor is key. By taking out The Merchant Capital product, I was able to replenish our stock without losing any sleep over fixed payment commitments.The guys from Merchant Capital were great. And, with a small percentage going off my card sales every day, I’ve been able to focus my energies on giving my customers the superior personal customer service and styling they demand.”
OUR MERCHANTS
01// GET
STARTED
02// RECEIVE
APPROVAL
03// GET
FUNDED
APPLYING IS SIMPLE
GET PRE-APPROVED IN 24 HOURS
COMPLETE A FULL APPLICATION IN 7 MINUTES AND
GET FUNDED IN 2 WORKING DAYS
MERCHANT CAPITAL IN THE NEWS
