Small Business Funding | Small Business Loans

UPFRONT CASH ADVANCES

01 UPFRONT CASH ADVANCES
Based on your monthly card transactions.

UNIQUE REPAYMENT SYSTEM

02 UNIQUE REPAYMENT SYSTEM
We take an agreed % of all future card sales, big or small, until your advance is fully paid off.

FLEXIBLE PAYMENTS

03 FLEXIBLE PAYMENTS
When business is slow, you pay less. When it’s booming, you pay off your advance that much faster.

HOW IT WORKS

No
hidden costs

80% of our
clients renew

No need to
pledge assets

Flexible
payment terms

Funding in
48 hours

Quick and easy
online application

Personalised
service

Simple assessment
process

DO I QUALIFY?

The Merchant Capital process follows a UNIQUE REPAYMENT SYSTEM, ideal for business owners who have a monthly average of over R30 000 in card sales and have been operating for over 12 months.

I AM A RETAIL BUSINESS OWNER

I HAVE BEEN IN OPERATION FOR MORE THAN 12 MONTHS

I HAVE A MONTHLY AVERAGE OF OVER R30 000 IN CREDIT AND DEBIT CARD SALES

TESTIMONIALS

THEMBA MTHETWA
OWNER, THE GALLERY

“My store, The Gallery, is a fashion boutique for men – customers view us as fashion consultants and keeping the latest designers and trends on the shop floor is key. By taking out The Merchant Capital product, I was able to replenish our stock without losing any sleep over fixed payment commitments.The guys from Merchant Capital were great. And, with a small percentage going off my card sales every day, I’ve been able to focus my energies on giving my customers the superior personal customer service and styling they demand.”

LEARN MORE

01 // GET
STARTED

02 // RECEIVE
APPROVAL

03 // GET
FUNDED

APPLYING IS SIMPLE
GET PRE-APPROVED IN 24 HOURS

Get a no-obligation quote in 60 seconds. Complete a full application in 7 minutes.

NEED FUNDING FOR YOUR RETAIL BUSINESS?

DO I QUALIFY?

TESTIMONIALS

SIGN ME UP!