I Want Funds
To Boost My Business

Join over 40 000 businesses across SA who have accessed our capital
to power their ambitions

Apply Online: Fill out our application, send us proof of residence, your supplier statements and 12 months bank statements - its that simple!

 

Apply Online: Fill out our application, send us proof of residence, your supplier statements and 12 months bank statements - its that simple!

I Want Funds
to Boost My Business

Join over 40 000 businesses across SA who have accessed our capital to power their ambitions

 

Apply Online: Fill out our application, send us proof of residence, your supplier statements and 12 months bank statements - its that simple!

Is Merchant Capital
The Right Choice For
My Business Funding?

Merchant Capital - Custom Bullet

Apply today, get access to funds in 48hrs

Merchant Capital - Custom Bullet

No collateral required

Merchant Capital - Custom Bullet

Flexible & affordable repayments

Merchant Capital - Custom Bullet

Quick & easy online application for funding

Merchant Capital - Custom Bullet

Use funds as you see fit

Merchant Capital - Custom Bullet

Great people, great service

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I Want Flexible Finance That
Grows with My Business

 

Reach your business goals, then make new ones

 
You have ambitious goals for your business. You need flexible finance to get it done. At Merchant Capital, we provide small and medium businesses in South Africa with working capital at repayment rates you can afford. Whether you want to expand your business, purchase stock, upgrade your premises, manage cash flow, or anything you like, our flexible financing solutions are designed to help your business thrive.
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How Much Business Funding Do I Need?

 

Use our business funding calculator to work out what your potential repayments could be

How much are you
looking for?

How long do you want
to pay it off?

1

month

3

months

6

months

9

months

12

months

Daily Repayment

R

Monthly Repayment

R

Total Repayment

R

This is an indicative amount only. All offer amounts and costs are based on your monthly turnover and credit standing

Start your application

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How Do I Qualify?
 
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I have R50 000 or more per month in turnover

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I am a South African citizen or have a guarantor

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I own a business that has traded for at least 12 months

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Show Me

How It Works

1.

Apply Online: Fill out our application, send us proof of residence, your supplier statements and 12 months’ bank statements - it's that simple! 

2.

Get Feedback: We'll review your application and give you a custom financing solution - it's that easy!

3.

Direct Funds: Once approved, you'll receive funds directly in your account within 24 hours - it's that fast!

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Real Businesses With Real Success Stories

 

Your vision, your business, your funds

"Having some money is never enough when you are starting a business"

Meet Charlotte Ramaruno, the owner of the Spar Strubensvalley, hear how she partnered with Merchant Capital to make things work, right in the middle of covid

"They have a concept that really worked for me"

Hear how 1 phone call helped Theo Holiasmenos, co-owner of Mondena, get back on track after a rough time of no trading

 

"A specialised approach to funding"

For 9 years Merchant Capital has been there Janine Baum, owner of Lingerie and Leisure, enabling access to funding when she needed money the most - this has kept is going and growing

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Why Choose
Merchant Capital

 

Big enough to back your business dreams, small enough to care 

 

Since our inception in 2012, we’ve invested over R8 billion into South African businesses' ambitions to fund their dreams.

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Simple Application Process:
Apply in minutes, not days.

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Fixed Costs:
Set cost not linked to interest rate fluctuations.

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Custom Financing Solutions:
Tailored to fit your business needs.

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Quick Approval
Get an obligation-free offer within 24 hours. Access funds faster than traditional lending institutions.

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Transparent Communication:
You know what your business needs to succeed. We want to help you get there.

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Premium Service:
A dedicated team of funding experts ready to take care of your working capital needs.

Learn and Grow With Merchant Capital

 

Discover the fresh perspective for you and your business. With our blogs you can stay informed, get industry insights, and check out some great business tips. Explore the latest articles now:

Fund My Business Ambitions

 

Join thousands of South African Businesses that trust Merchant Capital

Merchant Capital has empowered over 40 000 small businesses across South Africa since 2012. Get finance today. Let's help you grow your business together.
 
Meet Our Partners

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