Since our inception, we’ve always been passionate about growing SMEs and we’re proud to announce a partnership with a company as passionate as we are.

Together, we and BNPL (buy-now-pay-later) provider, Payflex have launched FlexiAdvance powered by Merchant Capital. FlexiAdvance offers flexible repayments linked to your monthly turnover, ensuring that your repayments never surpass your income. This technology allows you to access funding within 24 hours of application.

In line with our dedication to empowering the SME sector and the economy, FlexiAdvance leverages Merchant Capital’s funding technology and Payflex’s payment technology to bring Payflex merchants a working capital solution. These merchants also have access to both our alternative lending to fund their businesses, and the existing online payment solution to drive increased sales.

Paul Behrmann, CEO of Payflex says that FlexiAdvance is a significant value-add for their merchants who can now access flexible funding through the Payflex platform. Behrmann goes on to share that Payflex’s online merchants are achieving up to 30 percent higher average order values, larger purchases and significant revenue increases when offering their interest-free, BNPL option as a payment method.

Merchant Capital's Chief Relationship Officer Ryan Cohen adds, “This sentiment bodes well for 2022 with a greater sense of predictability and optimism in the economy.” he continues, “Linking this partnership to the SME retail sector’s recovery that sees many SMEs undertaking projects that have been delayed due to the uncertainty caused by Covid-19.”

If you would like to contact the FlexiAdvance team to see how to unlock your business’ potential, call 010 140 3207 or email

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